General Site License

All content published on tilorah.co, including text, layouts, screenshots, demos, downloadable files, product names, logos, and visual designs, is owned by Tilorah or its licensors and is provided for viewing, evaluation, and product support only.

You may not copy, scrape, crawl, mirror, republish, resell, sublicense, train models on, or commercially reuse Tilorah site content, demos, screenshots, downloadable files, or brand assets without written permission, except where a specific file or agreement grants that right.

Product Licenses

Internal, local-only, draft, or personal-use projects are not licensed to the public unless Tilorah later publishes them under a separate agreement, notice, or app-specific license.

Third-Party Software

Tilorah public pages and intent: trade may include open-source libraries, CDN assets, fonts, app-store SDKs, cloud providers, AI providers, or other third-party services. Third-party components remain governed by their own licenses and terms.

Distributed apps include a current THIRD_PARTY_NOTICES.md file, which reflects the third-party components in use and is updated when those components change. The current public-site inventory is available in Third-Party Notices.

Separate Agreements

If Tilorah signs a customer contract, statement of work, source-code assignment, reseller agreement, or app-specific EULA that conflicts with this overview, the signed or app-specific agreement controls for that product and customer.

01Who we are

Tilorah is an independent product studio operated by TILORAH CORE LLC, a Florida limited liability company. References to "we", "us", or "Tilorah" mean TILORAH CORE LLC and its public website and services. References to "you" mean any individual or entity using our website, mobile apps, or services (collectively, the "Services").

These Terms cover everything published at tilorah.co and the current public Tilorah service, including intent: trade the intent: trade app distributed via web, Apple App Store, and Google Play. Internal, local-only, draft, paused, or personal projects are not customer-facing Services unless Tilorah later publishes them under these Terms or a separate written agreement.

02Acceptance

By creating an account, installing the app, or using any Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Services.

If you use the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

03Eligibility

• You must be at least 16 years old to use the Services. If you are between 16 and the age of legal majority in your jurisdiction, your parent or legal guardian must agree to these Terms on your behalf.
• You may not use the Services if you are barred from doing so under applicable law.
• You must provide accurate registration information and keep it up to date.

04Website, demos, and downloadable materials

The content on tilorah.co is provided for general informational, product-demonstration, and product-support purposes. It may include examples, screenshots, sample dashboards, downloadable files, demos, product notes, and links to third-party services. It is not professional advice and should not be relied on as financial, legal, tax, accounting, payroll, operational, or security guidance.

Demos and examples may use fake, seeded, incomplete, or simplified data. They are provided to show product behavior and design, not to guarantee production performance, data accuracy, business results, regulatory compliance, or suitability for your business.

Tilorah owns the Tilorah name, product names, logos, screenshots, website copy, demo designs, downloadable files, and other site content unless a file clearly says otherwise. You may view the site and use demos for evaluation, but you may not copy, scrape, crawl, mirror, train models on, republish, resell, or commercially reuse site content, screenshots, demos, downloadable files, or brand assets except as permitted by these Terms, a product EULA, or written permission from Tilorah.

Third-party links are provided for convenience. We do not control third-party sites or services and are not responsible for their content, security, pricing, availability, or terms.

05Product-specific license terms

Unless a separate signed agreement says otherwise, Tilorah grants you a limited, revocable, non-exclusive, non-transferable license to access and use each Service only for its intended purpose and only under these Terms, the applicable app store rules, and any product EULA or license file included with that product. Tilorah retains ownership of the software, source code, design, brand, documentation, and product materials.

intent: trade

intent: trade is licensed for your own personal trading journal and productivity use. A subscription or access code gives you permission to use the enabled features during the active subscription or access period; it does not transfer ownership of the app, code, models, designs, or brand. You may not resell access, provide it as a signal service, or use it to provide regulated financial services to others.

06intent: trade - what it is and isn't

intent: trade intent: trade is a personal trading journal and productivity tool. It helps you record trades, attach chart screenshots, view performance statistics, and optionally use AI features to analyze charts or extract trade data from images via OCR.

What intent: trade is

• A private notebook for your own trading activity.
• A productivity layer on top of your trading - log entries, calendar view, calculations.
• An educational tool that may help you spot patterns in your own behavior.

What intent: trade is NOT

• Not a brokerage. We do not place trades, hold funds, custody assets, or route orders.
• Not financial advice. AI suggestions, pattern detection, win-rate stats, and any other output are illustrative only.
• Not a signal service. We do not publish trade calls, recommendations, or buy/sell signals.
• Not regulated. Tilorah is not a registered investment advisor, broker-dealer, or financial institution in any jurisdiction.

You are solely responsible for

• Every trade you place and every position you open or close.
• Your trade plan, position sizing, risk management, stop-loss decisions, and broker reconciliation.
• Verifying any data the app extracts via OCR before relying on it.
• Validating any AI-generated chart analysis with your own judgment and independent sources.
• Tax reporting, accounting records, regulatory disclosure, and any compliance obligations connected to your trading.

07Accounts and security

You are responsible for safeguarding your account credentials and for all activity that occurs under your account. Notify us at hello@tilorah.co immediately if you suspect unauthorized access.

We may suspend or terminate accounts that violate these Terms, attempt to abuse the Services, or pose a risk to other users or the platform.

08Subscriptions, billing, and refunds

intent: trade is a paid product. Pricing, billing periods, and feature tiers are disclosed at the point of purchase, whether via the web, Apple App Store, or Google Play.

App store purchases

• Purchases made through the Apple App Store are governed by Apple's Standard EULA and Apple's Media Services Terms. Refunds are handled by Apple at reportaproblem.apple.com.
• Purchases made through Google Play are governed by Google Play Terms of Service. Refunds are handled by Google per Play's refund policy.
• Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period via your App Store or Google Play account settings.

Direct (web) purchases

• Direct subscriptions auto-renew at the disclosed price until cancelled. You may cancel any time from your account; cancellation takes effect at the end of the current billing period.
• We do not offer pro-rated refunds for partial billing periods, except where required by law (e.g. EU 14-day cooling-off period for digital services not yet activated).

09Acceptable use

You agree not to:

• Reverse-engineer, decompile, or attempt to extract source code from the Services.
• Use the Services to violate any law, including securities, tax, or anti-money-laundering laws.
• Upload content you do not have the right to upload, including copyrighted chart images you don't own or have license to use.
• Probe, scan, or test the vulnerability of the Services without prior written consent.
• Interfere with other users, send spam, or attempt to gain unauthorized access to other accounts.
• Use the AI features to generate content that promotes fraud, market manipulation, or pump-and-dump schemes.
• Resell, sublicense, or commercially distribute the Services without written permission.
• Scrape, crawl, copy, mirror, bulk download, or train models on Tilorah site content, demos, screenshots, downloadable files, or app output beyond normal personal evaluation or use permitted by a product license.

10Your content

You retain all rights to the trade entries, screenshots, notes, and other content you upload ("Your Content"). You grant Tilorah a limited, worldwide, royalty-free license to host, store, process, and display Your Content solely to operate the Services for you and to provide the features you have enabled (e.g., running AI analysis on screenshots you submit).

We do not sell Your Content. We do not use Your Content to train third-party models. See the Privacy Policy for details on how we handle data.

11AI features

intent: trade includes optional AI features such as chart analysis and OCR. When you use these features:

• The relevant image or text is sent to our backend (Supabase Edge Functions) and forwarded to the third-party AI model provider configured for that feature at the time of use. Tilorah currently uses OpenAI (GPT-4o for chart analysis, GPT-4o-mini for OCR) and may change providers, with this disclosure updated to reflect the active vendor.
• AI-provider data handling depends on the provider, account tier, contract, region, and logging settings in effect at the time of use. We configure commercial API settings that do not permit the provider to use your submitted content to train its models, and we confirm these terms for the provider's active tier before enabling it.
• Output may be wrong, incomplete, or hallucinated. Always verify before relying on it.
• You must not submit content you do not have rights to, content involving real people in private contexts, or content that violates law.

12Intellectual property

Tilorah and its licensors own all rights, title, and interest in the Services, including the website, app code, brand assets, screenshots, demos, documentation, downloadable files, and the Tilorah name and logos. Nothing in these Terms grants you any right to use Tilorah trademarks except as expressly permitted. See the License Overview for the current product-license posture.

13Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED SERVICE.

WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY THAT TRADE JOURNAL OUTPUT - INCLUDING AI ANALYSIS, OCR RESULTS, OR PERFORMANCE STATISTICS - IS ACCURATE, COMPLETE, OR SUITABLE FOR ANY PURPOSE. ALL TRADING DECISIONS ARE MADE AT YOUR OWN RISK.

14Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TILORAH AND ITS OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR TRADING LOSSES, ARISING FROM YOUR USE OF THE SERVICES.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS IS LIMITED TO THE GREATER OF (A) THE AMOUNT YOU PAID TO TILORAH IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) USD 50.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO PORTIONS OF THIS SECTION MAY NOT APPLY TO YOU.

15Indemnification

You agree to defend and indemnify Tilorah from any claim, loss, or expense arising from (a) your use of the Services, (b) Your Content, (c) your trading activity, or (d) your violation of these Terms or any law.

16Termination

You may stop using the Services at any time and delete your account from in-app settings or by emailing hello@tilorah.co. We may suspend or terminate your access if you violate these Terms or if continuing to provide the Services to you would expose Tilorah to legal or operational risk.

On termination, your access ends and we will delete or anonymize your data per the retention rules in the Privacy Policy. Sections that by their nature should survive termination (Disclaimers, Limitation of Liability, Indemnification, Governing Law) will survive.

17Changes

We may update these Terms. Material changes will be announced via email or in-app notice at least 14 days before they take effect, except when changes are required by law or to address security risks. Continuing to use the Services after changes take effect means you accept the updated Terms.

18Governing law

These Terms are governed by the laws of the State of Florida, United States, without regard to conflict-of-laws rules. Any dispute will be resolved in the state or federal courts located in Broward County, Florida, except where mandatory consumer-protection law in your jurisdiction grants you the right to bring suit locally.

If you purchased through the Apple App Store or Google Play, the dispute-resolution provisions of those platforms' agreements may also apply.

19App store specific terms

Apple App Store

If you obtained the app from the Apple App Store: these Terms are between you and Tilorah, not Apple. Apple is not responsible for the app or its content. Apple has no obligation to provide maintenance or support. In the event of any failure to conform to applicable warranty, you may notify Apple, who will refund the purchase price; Apple has no other warranty obligation. Apple is a third-party beneficiary of these Terms and may enforce them.

Google Play

If you obtained the app from Google Play: these Terms apply alongside the Google Play Terms of Service. Google is not a party to these Terms and is not responsible for the app.

20Contact

Questions, complaints, or notices: hello@tilorah.co

01Who we are

Tilorah is an independent product studio operated by TILORAH CORE LLC, a Florida limited liability company ("Tilorah", "we", "us"). We are the data controller for personal information processed through tilorah.co and intent: trade.

For privacy questions, contact hello@tilorah.co.

02Scope

This Policy covers tilorah.co and the current public Tilorah service, including intent: trade the intent: trade app distributed via web, Apple App Store, and Google Play. Our Terms of Service govern your use of these services. Internal, local-only, draft, paused, or personal projects are outside this public customer-facing Policy unless Tilorah later publishes them under a separate notice.

Product-specific privacy summary

Other internal, local-only, draft, or paused Tilorah tools are outside this public customer-facing Policy unless we later publish a product-specific privacy notice for them.

03What we collect

Information you give us

Information collected automatically

What we do NOT collect

• We do not connect to your broker or read your live brokerage account.
• We do not collect your card or bank information directly - that goes to Apple, Google, or our payment processor.
• We do not use third-party advertising trackers, fingerprinting SDKs, or behavioral ad networks.
• We do not collect precise location, contacts, microphone, or camera data unless you explicitly upload an image.

04Why we use it

We do not sell personal information. We do not share personal information for cross-context behavioral advertising. We do not use your trade entries or screenshots to train third-party AI models.

05Legal basis (GDPR)

If you are in the EU, UK, or other GDPR/UK GDPR jurisdictions, we rely on the following lawful bases under Article 6:

• Contract (Art. 6(1)(b)) - to deliver the Service you signed up for: account creation, sync, journal, AI features, customer support.
• Legitimate interests (Art. 6(1)(f)) - for security, fraud prevention, debugging, and basic product improvement, balanced against your rights.
• Legal obligation (Art. 6(1)(c)) - when we must retain or disclose data to comply with law (e.g. tax records, lawful requests).
• Consent (Art. 6(1)(a)) - for anything that requires it, such as optional marketing emails. You can withdraw consent at any time.

06Who we share with

We share personal information only with the service providers we need to run the product. They process data on our instructions under written agreements.

We may also disclose data when required by law, court order, or to protect the rights, property, or safety of Tilorah, our users, or others.

If Tilorah is involved in a merger, acquisition, or asset sale, personal information may be transferred to the successor entity, subject to this Policy.

07AI features

intent: trade includes optional AI features (chart analysis, trade-entry OCR). When you trigger one of these:

• The relevant image or text is sent over TLS to our backend (Supabase Edge Function), which forwards the request to the AI provider configured for that feature at the time of use. Tilorah currently uses OpenAI (GPT-4o for chart analysis, GPT-4o-mini for OCR) and may change providers, with this disclosure updated to reflect the active vendor.
• The provider returns a result. We store the result with the related trade entry in your account.
• We use commercial API settings and contracts that do not permit providers to use your submitted content to train their models, confirmed for each provider we enable. Provider logging, abuse monitoring, retention windows, regions, and opt-out settings vary by provider and account configuration.
• You can choose not to use AI features. The rest of the journal works without them.

08Retention

09Security

• All traffic is encrypted in transit (TLS 1.2+).
• Data at rest is encrypted by our infrastructure provider.
• Passwords are hashed with industry-standard algorithms - we never see your password in plaintext.
• Row-level security restricts each user's data to that user.
• We follow the principle of least privilege for internal access.

No system is perfectly secure. If we discover a breach affecting your data, we will notify you and the relevant authorities as required by law.

10International transfers

Tilorah operates from Thailand, and the company entity is organised in the United States. Our service providers may process data in the United States, the European Union, and other regions — in particular, our AI provider (currently OpenAI), our payment and subscription processors (Stripe and RevenueCat), and cloud hosting (Supabase, region-configurable) may process your data in the United States. This means that when you use AI features or make a purchase, the related content is transferred internationally.

When personal data of EU/UK residents is transferred outside the EEA/UK, we rely on:

• Adequacy decisions where available, or
• EU Standard Contractual Clauses (SCCs) and/or the UK International Data Transfer Addendum, supplemented by appropriate technical and organizational safeguards.

For transfers of Thai residents' personal data outside Thailand, we rely on the cross-border transfer bases permitted under the PDPA — your consent after being informed where a destination country's data-protection standard may be inadequate, transfers necessary to perform a contract with you (such as processing a payment or an AI feature you request), and/or appropriate safeguards with the receiving processors.

11Your rights (Thailand - PDPA)

If you are in Thailand, the Personal Data Protection Act B.E. 2562 (2019) ("PDPA") gives you the following rights as a data subject:

• Access your personal data and request a copy.
• Rectify inaccurate, incomplete, or outdated data.
• Erase data when it is no longer necessary, when you withdraw consent, or when it was processed unlawfully.
• Restrict processing in defined circumstances.
• Object to processing based on legitimate interests, including direct marketing.
• Portability - receive your data in a structured, machine-readable format.
• Withdraw consent at any time (without affecting the lawfulness of prior processing).
• Lodge a complaint with the Personal Data Protection Committee (PDPC) at pdpc.or.th.

To exercise these rights, email hello@tilorah.co with subject "PDPA Privacy Request". We will respond within 30 days.

12Your rights (GDPR / UK GDPR)

If you are in the EU, UK, or another jurisdiction with similar law, you have the right to:

• Access the personal data we hold about you.
• Rectify inaccurate or incomplete data.
• Erase data ("right to be forgotten") in defined circumstances.
• Restrict processing in defined circumstances.
• Object to processing based on legitimate interests, including profiling.
• Portability - receive your data in a structured, machine-readable format.
• Withdraw consent at any time when consent is the legal basis.
• Lodge a complaint with your local data-protection authority. EU residents can find theirs at edpb.europa.eu; UK residents can contact the ICO at ico.org.uk.

To exercise any of these rights, email hello@tilorah.co. We will respond within 30 days.

13Your rights (California - CCPA / CPRA)

If you are a California resident, the California Consumer Privacy Act and California Privacy Rights Act give you the right to:

• Know what personal information we collect, the sources, the purposes, and the categories of third parties we share with.
• Access a copy of the personal information we have collected about you in the last 12 months.
• Delete personal information, subject to legal exceptions.
• Correct inaccurate personal information.
• Limit use of sensitive personal information to purposes specified by law.
• Opt out of "sale" or "sharing" for cross-context behavioral advertising. Tilorah does not sell or share personal information in the CCPA/CPRA sense, and has not done so in the preceding 12 months.
• Non-discrimination - we will not deny service, charge a different price, or provide a different quality of service because you exercised a privacy right.

To submit a request, email hello@tilorah.co with subject "California Privacy Request". We may need to verify your identity before fulfilling the request. You may also designate an authorized agent to make a request on your behalf.

Categories collected (CCPA/CPRA notice)

• Identifiers (email, user ID, IP address)
• Customer records (account info, billing info - card details handled by processor)
• Commercial information (subscription tier, transaction IDs)
• Internet/network activity (server logs, app usage, diagnostics)
• User content (trade entries, uploaded images, notes)

We do not knowingly collect "sensitive personal information" as defined by CPRA in any category that would trigger the right to limit, beyond credentials used to access your account. We do not use this data for inference about characteristics.

14Children

Our Services are not directed to children under 16. We do not knowingly collect personal information from anyone under 16. If you believe a child has provided us personal information, contact hello@tilorah.co and we will delete it.

15App Store / Play Store disclosures

Apple App Privacy ("Nutrition Label") summary

For intent: trade, the data types we declare to Apple, the purposes, and whether linked to your identity:

We do not use any data for tracking across apps and websites owned by other companies.

Google Play Data Safety summary

Encryption in transit: yes. You can request data deletion: yes (in-app or via email).

16Cookies and similar technologies

tilorah.co uses minimal cookies and local storage:

• Public website pages - at this time, no analytics cookies, advertising cookies, or cross-site tracking cookies are used on public tilorah.co pages. Hosting/server logs may still record IP address, request time, requested URL, referrer, and user agent for security, delivery, abuse prevention, and diagnostics.
• Authenticated apps - session storage, local storage, or cookies may be used for authentication, sync state, security, theme, language, and product settings.
• Local-only or internal tools - any local-only or internal Tilorah tool may use local storage or files on the configured device. Tilorah does not receive that local app data during normal use unless you send it to us for support or the tool is later externalized under separate terms.
• We do not use third-party advertising or cross-site tracking cookies.

You can clear cookies and local storage in your browser settings at any time.

17Changes

We may update this Policy. Material changes will be announced via email or in-app notice at least 14 days before they take effect, except when changes are required by law. The "Last updated" date at the top reflects the most recent revision.

18Contact

For privacy questions, requests, or complaints:

• Email: hello@tilorah.co
• Subject line for rights requests: "Privacy Request - [PDPA / GDPR / CCPA / Other]"

If you are in the EU and we appoint an Article 27 representative, we will list them here. Until then, please contact us at the email above.

Reporting Guidelines

• Include the affected URL, product, account context if relevant, and clear reproduction steps.
• Include screenshots, logs, or proof-of-concept details only when they are necessary to explain the issue.
• Do not include passwords, private keys, access tokens, payment data, government IDs, or other sensitive personal data in the report.
• Do not access, modify, delete, retain, or share data that does not belong to you.

Scope

This page covers the public tilorah.co website and active Tilorah products published by Tilorah. Internal, paused, archived, draft, or personal-use projects are outside public scope unless Tilorah publishes them as customer-facing services.

Response

Tilorah will review security reports in good faith and prioritize issues based on practical impact, exploitability, affected data, and current product status. Response times may vary for paused, internal, prototype, or non-customer-facing projects.

Operational Notes

• The public site is static HTML and assets unless a page clearly states otherwise.
• Email links open the visitor's chosen email client or provider.
• Product-specific data handling is covered in the Privacy Policy.
• Product use, disclaimers, and user responsibilities are covered in the Terms of Service.

Public Site Assets

All fonts on the main tilorah.co pages (including this one) are self-hosted from fonts/*.woff2 and redistributed under their open licenses — no font requests leave tilorah.co: Fraunces, Geist, Geist Mono, Bricolage Grotesque, Hanken Grotesk, Spline Sans Mono, IBM Plex Sans Thai, and Sarabun (all SIL Open Font License). See THIRD_PARTY_NOTICES.md for the full inventory.

Exception — product subpaths load two font families from the Google Fonts CDN:

Public Site Services

• Website hosting/CDN may process normal server logs for delivery, security, diagnostics, and abuse prevention.
• Email links such as mailto:hello@tilorah.co open the visitor's chosen email client or provider.

The source notice inventory remains available as THIRD_PARTY_NOTICES.md.

01Subscription plans

intent: trade offers Standard and Grand subscription tiers, billed on a monthly recurring basis that auto-renews until you cancel. The current price for each tier is shown at the point of purchase — at our website checkout (processed by Stripe) or on the Apple App Store / Google Play purchase screen — and is confirmed before you complete the transaction. Website prices are in USD; app store prices are shown in the currency and amount set by Apple or Google for your region.

02Cancellation

• For subscriptions bought directly on our website, cancel anytime from your Stripe customer portal or by emailing hello@tilorah.co.
• For subscriptions bought through the Apple App Store or Google Play, manage or cancel from your Apple or Google account subscription settings — those stores control billing and cancellation for purchases made through them.
• Cancellation takes effect at the end of your current billing period. You keep access to paid features until then.
• No partial-month refunds for time remaining in the current period.
• After cancellation, your data remains accessible. You can export it at any time.

03Refund policy

This section (§03) applies to purchases made directly on our website, which we process through Stripe. Purchases made through the Apple App Store or Google Play are governed by §05, as those stores control billing and refunds for purchases made through them.

First 7 days

If you bought directly from us and you're not satisfied within 7 days of your first purchase, email hello@tilorah.co for a full refund. No questions asked.

EU/UK right of withdrawal

If you are a consumer in the EU or UK, you have a statutory 14-day right of withdrawal for digital purchases made directly from us. If you ask us to start providing the service immediately and acknowledge at checkout that you lose this right once provision begins, the right may end early; otherwise it runs for the full 14 days. Where this statutory period is longer than our 7-day goodwill window above, the 14-day right applies. Nothing here limits your mandatory statutory rights.

After 7 days

Refunds are evaluated case-by-case. Contact hello@tilorah.co with your reason and we'll do our best to help.

Forgotten renewals

If you forgot to cancel before a renewal charge, contact us within 48 hours for a full refund of that renewal.

Technical issues

If the app is unusable due to a bug on our side, we'll either fix it promptly or refund the affected billing period.

Processing

Refunds are returned to your original payment method via Stripe. Allow 5–10 business days for the refund to appear, depending on your bank.

04AI top-up packs

AI top-up packs are one-time purchases that add credits to your account.

• Unused packs (bought directly from us): Refundable within 7 days of purchase; EU/UK consumers' statutory withdrawal right (see §03) may also apply.
• Used credits: Non-refundable once credits have been consumed.
• Packs bought in-app through the Apple App Store or Google Play are refunded by Apple or Google under their policies, not by us — see §05.

05App Store & Google Play purchases

Subscriptions and in-app purchases (including AI top-up packs) made through the Apple App Store or Google Play Store are managed by Apple and Google respectively. We cannot process refunds for those purchases directly — request them through the store you bought from, under its refund policy.

• Apple: reportaproblem.apple.com
• Google: play.google.com/store/account/subscriptions

06Free features

Features available without a subscription have no refund implications. Your free data and local functionality are always yours.

07Changes to this policy

We may update this policy. Changes apply to purchases made after the update date. Active subscribers keep the terms they subscribed under until their next renewal.

08Contact

For refund requests or billing questions:

• Email: hello@tilorah.co
• Response time: Within 2 business days

01Which products use AI

Our public website pages do not send user content to AI providers.

02How AI features work

When you use an AI-powered feature in intent: trade:

1. Your input (e.g., a chart screenshot or trade data) is sent to the AI provider's API.
2. The provider processes the input and returns a response (e.g., chart analysis or pattern summary).
3. The response is displayed in the app. We may store the response alongside your trade data for your future reference.

AI features are opt-in. The app works fully without them. You choose when to invoke AI analysis.

03What data is sent to AI providers

• Chart screenshots you explicitly submit for analysis.
• Trade data (entry/exit prices, dates, symbols) when you request AI-powered insights.
• Trade notes when you use natural-language features.

We do not send:

• Your email address, name, or account credentials.
• Your full trade history (only the specific data you submit).
• Data from trades you haven't explicitly asked the AI to analyze.
• Any data in the background without your action.

04AI model training

We confirm these training-exclusion terms for a provider's active API tier before enabling it, and update this disclosure when the configured provider changes.

05Accuracy and limitations

AI-generated content may be:

• Inaccurate. AI can misread charts, misidentify patterns, or produce incorrect statistics.
• Incomplete. AI analysis does not consider all market factors, news, or context beyond what you provide.
• Non-deterministic. The same input may produce slightly different outputs on different occasions.

Always verify AI-generated analysis against your own judgment and other sources before making any trading decision.

06AI usage and credits

AI features consume credits from your subscription plan or purchased AI top-up packs. Each AI call has a cost based on the amount of data processed. Your current credit balance and usage are visible in the app.

07Your control

• Opt-in only. AI features never run automatically. You explicitly trigger each analysis.
• Delete anytime. AI-generated results stored with your trades can be deleted at any time.
• Export. Your data export includes AI-generated content alongside your trade data.
• Works without AI. Every core feature of the app (trade logging, statistics, journaling) works without AI.

08Children

AI features follow the same age restrictions as the rest of the app. Our products are not directed to children under 16.

09Changes

If we add AI features to other products, change AI providers, or materially change how AI processes your data, we will update this disclosure and note the change date. Active subscribers will be notified of material changes.

10Contact

Questions about AI in Tilorah products:

• Email: hello@tilorah.co

This End User License Agreement (“EULA”) is between you and TILORAH CORE LLC (“Tilorah”, “we”, “us”) for the intent: trade mobile application and related services (the “App”). By installing, accessing, or using the App, you agree to this EULA. If you do not agree, do not install or use the App.

This EULA supplements our Terms of Service and Privacy Policy, which also govern your use of the App. If this EULA conflicts with the Terms of Service on an app-specific matter, this EULA controls for that matter.

01License grant

We grant you a limited, non-exclusive, non-transferable, revocable license to install and use the App on devices you own or control, solely for your personal, non-commercial trading journal and productivity purposes, subject to this EULA and any applicable app store terms.

This license does not transfer ownership of the App, its source code, designs, models, or brand assets.

02Subscriptions

intent: trade offers Standard and Grand subscription tiers, each billed monthly and auto-renewing. Current pricing for each tier is shown at the point of purchase.

• Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current billing period.
• Cancel anytime via your app store account settings or Stripe customer portal.
• Pricing and features are disclosed at the point of purchase.
• See our Refund & Cancellation Policy for full refund terms.

03AI features

The App includes optional AI-powered features (chart analysis, pattern detection, OCR). These features are opt-in only and subject to our AI Disclosure.

04Your content

You retain ownership of all trade entries, screenshots, notes, and other content you create in the App (“Your Content”). We do not sell Your Content or use it to train AI models. You can export or delete Your Content at any time. See our Privacy Policy for details.

05Restrictions

You may not:

• Copy, modify, distribute, sell, or lease any part of the App.
• Reverse-engineer, decompile, or extract source code from the App.
• Use the App to provide financial services, signal services, or advisory services to third parties.
• Use the App in violation of any applicable law, including securities, tax, or anti-money-laundering laws.
• Remove or alter any proprietary notices in the App.
• Resell, sublicense, or commercially distribute access to the App.

06Updates

We may release updates to the App that add features, fix bugs, or address security issues. Some updates may be required for continued use. We are not obligated to provide updates, maintenance, or support beyond what is required by applicable law or app store terms.

07Termination

This license is effective until terminated. You may terminate by deleting the App and cancelling any active subscription. We may terminate or suspend your license if you violate this EULA or our Terms of Service.

On termination, you must stop using the App. Your data is handled per the retention rules in our Privacy Policy. Sections that by their nature should survive termination (Disclaimers, Limitation of Liability, Governing Law) will survive.

08Disclaimers

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED SERVICE.

THE APP IS NOT A BROKER, ADVISOR, OR FINANCIAL SERVICE. ALL TRADING DECISIONS ARE MADE AT YOUR OWN RISK. TRADING INVOLVES SUBSTANTIAL RISK OF LOSS.

09Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TILORAH WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR TRADING LOSSES, ARISING FROM YOUR USE OF THE APP.

OUR TOTAL LIABILITY IS LIMITED TO THE GREATER OF (A) THE AMOUNT YOU PAID TO TILORAH IN THE 12 MONTHS BEFORE THE CLAIM, OR (B) USD 50.

10Apple App Store

If you obtained the App from the Apple App Store, the following applies:

• This EULA is between you and Tilorah, not Apple. Apple is not responsible for the App or its content.
• Apple has no obligation to provide maintenance or support for the App.
• In the event of any failure to conform to applicable warranty, you may notify Apple for a refund of the purchase price; Apple has no other warranty obligation.
• Apple is not responsible for addressing any claims by you or a third party relating to the App, including product liability claims, legal compliance claims, or consumer-protection claims.
• In the event of a third-party intellectual property claim, Tilorah, not Apple, is responsible for investigation, defense, settlement, and discharge.
• You represent that (a) you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country, and (b) you are not on any U.S. Government prohibited or restricted party list.
• Apple and its subsidiaries are third-party beneficiaries of this EULA and may enforce it against you.

11Google Play

If you obtained the App from Google Play:

• This EULA applies alongside the Google Play Terms of Service.
• Google is not a party to this EULA and is not responsible for the App.
• Google has no obligation to provide maintenance or support for the App.

12Governing law

This EULA is governed by the laws of the State of Florida, United States, without regard to conflict-of-laws rules. Disputes will be resolved in state or federal courts in Broward County, Florida, except where mandatory consumer-protection law grants you the right to bring suit locally.

13Contact

Questions about this EULA:

• Email: hello@tilorah.co